tips to reduce your motorcycle insurance
Most new and learner riders are on a limited budget and are looking for cheap motorcycle insurance. Here are some motorcycle insurance tips and suggestions to consider when trying to get a low cost motorcycle insurance policy and keep premiums down:
- Opt to pay a higher excess in the event of a motorcycle insurance claim.
- If you have recently passed your test, investigate whether it would be cost-effective to complete an advanced riders training programme to qualify for motorcycle insurance discounts.
- If your motorcycle is not fitted with an approved immobiliser, compare motorcycle insurance quotes with and without one fitted. It may be cost-effective to have one installed.
- Limit the number of miles you ride each year, and tell insurance companies your typical annual mileage when getting quotes.
- If you've just passed your test, choosing to ride a older motorcycle with a smaller engine will help keep premiums down.
- Start building and protecting a 'no claims' bonus as soon as possible. In the long run, this will have a significant impact on your ability to get cheaper motorcycle insurance.
- Avoid adding performance enhancing modifications to your motorcycle.
- If your motorcycle was very cheap to buy, it may be cost-effective to have third-party, fire and theft insurance instead of fully comprehensive cover. Compare quotes.
- Park your motorcycle in a locked garage or other, secure, off-street location overnight.
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