Importance of Pet Insurance

Date posted: June 16, 2015

Importance of Pet Insurance 

Pets are known for their inquisitive nature and this can sometimes mean that they end up injured. They are also prone to both minor and major illnesses, which can often mean paying for expensive veterinary treatment.

Many pet owners have found themselves in a position where they face a large vet’s bill; they find themselves uncertain of where the funds will come from to cover the costs and this is why pet insurance is so important.

Pet owners can gain the following benefits from taking out a pet insurance policy:

Easy budgeting

By taking out Pet insurance, it is easy to budget in case your pet should become ill or injured. Insurance offers the pet owner the choice of making a low payment every month, which will cover the animal in the event it needs treatment; this will avoid having to find a large amount of money to cover an unexpected bill.

Financial help finding missing pet

Cats and dogs can be prone to stray and this can be an extremely worrying time for the owner; however, with pet insurance in place, you have funds for advertising costs for your pet’s safe return and to also offer a reward when the pet has been returned home.

Different types of pet insurance

The needs of each pet owner will vary, so being able to access a variety of insurances that will cover your needs is vital. For those on smaller budgets, standard policies are available to ensure that you have help with the initial costs should your pet require treatment.

Alternatively, a lifetime policy will give you the assurance that your pet is covered throughout its life for any ongoing injuries or illnesses. Different types of Lifetime policies are available and all vary in the cover limits. This means the pet owner can choose the policy that is both right for them and their pet and they can be assured that they can get the best care for their animal should the need arise.

Damage claims

Pet owners often do not consider the possibility that their pets could cause injury to another person, pet or someone else’s property; this could leave the owner with a large bill should the effected party decide to make a Third Party insurance claim.  These types of claims can be both costly and stressful; however, many insurance policies offer cover for this, should the need arise.

Emergency care

In an emergency, a pet owner wants the complete peace of mind that their pet gets the best care available to them; however, these emergency bills can run into thousands and most people do not have immediate access to large sums of money. With Pet Insurance cover, this helps to cover the costs of emergency veterinary care should this ever be required.

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NCI Insurance Services Ltd (Registered in England & Wales No. 04741145). Registered Office: 4th Floor Clarendon House, Victoria Avenue, Harrogate, North Yorkshire HG1 1JD. NCI Insurance Services Ltd are an Appointed Representative of Jigsaw Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference: 307654).