The Importance Of Car Insurance

Date posted: March 17, 2016

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Importance of car insurance

A good car insurance policy isn’t just about protecting your car against theft and damage: it will help provide coverage for a wide range of events and is essential for any driver.

Here are some of the often overlooked benefits that highlight the importance of a quality car insurance policy.

Personal accident cover

Nobody likes to consider the possibility that they might one day be involved in a car accident, but knowing they are covered in the invent of personal accident or injury will offer peace of mind.

Not every insurer will cover a driver in the event of a traffic accident which results in injury, but the more comprehensive polices will usually include personal accident cover. When you are purchasing or renewing a policy, make sure you are covered.

Courtesy car

With so many people being dependent on a vehicle to get to work and for family use, you really can’t afford to be without the use of car. The best insurance policies will provide a courtesy car to keep you on the road until your vehicle can be repaired or replaced. Make sure your provider has this cover for you.

Coverage overseas

Getting into an accident overseas can pose all sorts of challenges, but with insurance coverage for European holidays, you can go about your holiday worry free; if the worst should happen, your insurance company will help provide the vital support you will need in the event of an accident.

Personal belongings

A good car insurance policy doesn’t just protect you in the invent of your car being damaged or stolen: it will cover the costs of personal belongings should they get stolen or damaged and will also provide coverage in the event of a fire. However, there are some items that might not be included in the policy; this includes money, documents and tickets.


Many people consider insurance an unnecessary expense, but it’s an important investment for any motorist who doesn’t want to be faced with unexpected bills, and who wants the peace of mind to know they are covered should something go wrong and remember it is also a legal requirement!

If you would like any further help or advic, please call us on 01423 504 689 or click here

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NCI Insurance Services Ltd (Registered in England & Wales No. 04741145). Registered Office: 4th Floor Clarendon House, Victoria Avenue, Harrogate, North Yorkshire HG1 1JD. NCI Insurance Services Ltd are an Appointed Representative of Jigsaw Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference: 307654).